The Most Important Developments That Have Reduced Banks' Income Advantages

question 10

Multiple Choice

The most important developments that have reduced banks' income advantages in the past thirty years include:

• A) the increase in off-balance sheet activities.
• B) the growth of securitization.
• C) the elimination of Regulation Q ceilings.
• D) the competition from money market mutual funds.

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Definitions:

Lean Business Model

A strategy focused on creating value for customers with minimal waste and resources, emphasizing flexibility and efficiency.

Multi-Dimensional Performance

An approach to evaluation that considers various aspects of performance, such as efficiency, effectiveness, and quality, across different domains or dimensions.

Just In Time

An inventory management strategy where materials and goods are produced or acquired only as needed for immediate use.

Lean Business Model

A strategy focusing on creating more value for customers with fewer resources by minimizing waste and optimizing processes.