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The policy tool of changing reserve requirements is
Risk
The possibility of loss, injury, or other adverse or unwelcome circumstance; a chance or situation involving such a possibility.
Replications
The process of repeating research or experiments to verify results and ensure reliability across different contexts or conditions.
Publication
The act of making content available to the public, typically through books, journals, or digital media.
Hypotheses
Tentative explanations or propositions made on the basis of limited evidence as starting points for further investigation.
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