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Describe the underwriting process.
Intelligence
The ability to acquire and apply knowledge and skills, often measured through various cognitive tests.
Superior IQ
An intelligence quotient significantly above the average, indicating a high level of intellectual ability.
Demonstrated Ability
The proven capacity to perform tasks or actions successfully, typically through empirical evidence or achievement.
Creative Aptitude
The natural ability or potential to think in novel ways and come up with innovative solutions to problems.
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