The Quantity Defined as Interest Income Minus Interest Expenses Divided

question 57

Multiple Choice

The quantity defined as interest income minus interest expenses divided by assets is a measure of bank performance known as ________.

• A) operating income
• B) net interest margin
• C) return on assets
• D) return on equity

Understand the concept of operating leverage and its effect on business risk.

Learn about the implications of forecasting risk and how it impacts business valuation and decision-making.

Understand the basic principles of genetics and the definition of terms such as alleles and heterozygous.

Grasp the evolutionary relationship of humans within the primate lineage.

---

Definitions:

Catastrophic Health Insurance

A type of health insurance plan that provides coverage for emergencies and serious health conditions, often with higher deductibles and lower premiums.

Medical Savings Accounts

Savings accounts designed for individuals to save for medical expenses tax-free, often associated with high-deductible health plans.

Health Maintenance Organizations

A type of health insurance plan that restricts members to receiving care from health care professionals and hospitals within the organization's network, often focusing on prevention and wellness.

Opportunity Cost

The cost of forgoing the next best alternative when making a decision, representing the benefits one misses out on when choosing one option over another.