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To explain most behavior, John B. Watson adopted the concept of conditioning developed by
Net Float
The difference between check amounts written and deposited in the clearing process, affecting the available balance in the account.
Disbursement Float
The time lag between when a payment is made by writing a check and when the funds are actually withdrawn from the payer's account.
Collection Float
The interval between depositing a check into a bank account and the moment the deposited funds are accessible.
Outstanding Cheques
Checks that have been written and issued but not yet cashed or cleared through the banking system.
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