Lois Wants to Start an Art Gallery

question 71

Multiple Choice

Lois wants to start an art gallery. However, because of lack of adequate funds, she decides to borrow money from a bank. The bank is hesitant to give money to Lois because it cannot verify whether her business would be able to earn enough profit to repay the borrowed amount within the stipulated period. However, after a thorough research, the bank grants her the money. In the given scenario, Lois uses _____ to fund her business.

• A) crowdfunding
• B) a loan
• C) venture capital
• D) a credit card

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Definitions:

Institutional Racism

Discrimination and unequal treatment based on race that is embedded within the policies, practices, and norms of organizations and institutions.

Interpersonal Racism

Racism that occurs between individuals, involving prejudicial attitudes or discriminatory actions based on race or ethnicity.

White Privilege

A societal advantage that benefits people whom society identifies as white, beyond what is commonly experienced by non-white people under the same social, political, or economic circumstances.

Interpersonal Racism

Discriminatory behavior exhibited by individuals towards others based on race, manifesting in interactions between people.