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_________ is the provision of financial services to low-income clients,including consumers and the self-employed,who traditionally lack access to banking and related services.
Hornworts
A group of non-vascular plants belonging to the phylum Anthocerotophyta, known for their horn-like sporophytes.
Liverworts
Simple plants that are non-vascular, meaning they do not have specialized tissues for water and nutrient transport, part of the bryophytes group.
Gymnosperms
A group of seed-producing plants that includes conifers, cycads, Ginkgo, and gnetophytes, characterized by unenclosed or "naked" seeds.
Microphylls
Small, often single-veined leaves found on some plants, particularly those belonging to the lycophytes group.
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