Which of the Following Items Is Not Required to Be

question 310

Multiple Choice

Which of the following items is not required to be disclosed by a creditor as a part of the statement given a debtor?

• A) service, activity, carrying and transaction charges
• B) loan fees and points
• C) portion of interest charges to cover creditor expenses
• D) charges for credit life and credit accident and health insurance
• E) fees for credit reports and appraisals in non-real estate transactions

Discuss the implications of the Fair Use Doctrine.

Identify the protection provided to trademarks and the laws governing them.

Explain the parameters and limitations of U.S. Patent Law.

Understand the controversy and legal debates surrounding digital copyright and public domain.

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Definitions:

Corporate Dividend

Payments made by a corporation to its shareholders out of the company's profits or reserves.

Earnings Announcements

A public statement released by a company detailing its profits, losses, and financial performance for a specific period.

Insider Trading

Trading by officers, directors, major stockholders, or others who hold private inside information allowing them to benefit from buying or selling stock.

Tax Evasion

The illegal practice of not paying taxes by not reporting income, reporting expenses not legally allowed, or by not paying taxes owed.