If There Is an Error in a Consumer's File at a Consumer

question 79

Multiple Choice

If there is an error in a consumer's file at a consumer reporting agency, the person should:

• A) hire a "credit repair" company to correct the error
• B) request a hearing by an FTC Administrative Law Judge
• C) notify the FTC about the error, which will have it investigated and corrected, if the loss to the consumer is "significant"
• D) notify the consumer reporting agency, which changes the information or puts a statement from the consumer in the file
• E) do none of the other choices

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Definitions:

Cocaine

A powerful, addictive stimulant drug derived from the leaves of the coca plant, which is native to South America.

Stillbirth

The delivery of a baby who has died in the womb after 20 weeks of pregnancy, distinguished from earlier pregnancy loss, which is typically referred to as a miscarriage.

Prematurity

The condition of being born before the completion of 37 weeks of gestation, often associated with various health challenges.

Thalidomide

A medication that caused birth defects when taken by pregnant women, leading to severe limb deformities in newborns.