The Fair Debt Collection Practices Act Restricts

question 372

Multiple Choice

The Fair Debt Collection Practices Act restricts:

• A) creditors attempting to sell credit card services
• B) to ten the number of times a debt collector may contact a consumer in a 60 day period when attempting to collect a debt
• C) the sale of consumer debt to debt collection agencies
• D) the use of 800 number phone lines by collection agencies
• E) none of the other choices

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Definitions:

Bargaining Unit(s)

A group of employees with common interests and concerns who are represented collectively in negotiations with their employer.

Clerical Employees

Workers who perform administrative and office functions, such as typing, filing, and managing records.

Groundskeepers

Individuals responsible for the maintenance and landscaping of outdoor environments, such as parks, gardens, or sports fields.

Union Instrumentality

The perceived effectiveness of labor unions in achieving desired outcomes for their members, such as better wages and working conditions.