The Fair Debt Collection Practice Act

question 216

Multiple Choice

The Fair Debt Collection Practice Act:

• A) expressly limits the number of times a collector may contact a debtor
• B) prohibits debt collectors from contacting debtors at home
• C) encourages debt collectors to discuss a consumer's debt with third parties to help collect the debt fairly
• D) all of the other choices
• E) none of the other choices

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Definitions:

Innate Goodness

The philosophical belief that humans are born inherently good, with an innate sense of morality and virtue.

Humanism

An approach in psychology that emphasizes empathy and stresses the good in human behavior.

Mental Processes

Internal cognitive operations that enable consciousness, perception, thinking, judgement, and memory, allowing humans to interpret and interact with the world around them.

Cognitive Perspective

A psychological approach that focuses on the mental processes involved in knowing, including thinking, memory, problem-solving, and language.