Under the Fair Debt Collection Practices Act, Which of the Following

question 271

Multiple Choice

Under the Fair Debt Collection Practices Act, which of the following information must be provided to the debtor in writing by a debt collector within 5 days of the initial contact:

• A) the amount of the debt
• B) a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
• C) the name of the creditor to whom the debt is owed
• D) the amount of the debt or a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid
• E) the amount of the debt or a statement that unless the consumer disputes the validity of the debt within 30 days, it will be assumed valid or the name of the creditor to whom the debt is owed

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Definitions:

Physical Care

The provision of tangible support to someone, including help with mobility, personal hygiene, and health needs.

Grandchildren

The offspring of an individual's son or daughter.

Custodial Grandparents

Grandparents who are the primary caregivers of their grandchildren, often due to the absence or incapacity of the parents.

Legal Relationship

A connection between individuals or entities that is recognized and governed by law.