In Chuway V

question 111

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector used:

• A) an improper calculation of the interest rate owed on the debt, so as to increase its take, a violation of the FDCPA
• B) abusive language in the letter, and so violated the FDCPA
• C) technical terms that an ordinary consumer could not understand, a violation of the FDCPA
• D) language that was a bit technical, but the meaning was clear to a reasonable person, so there was no violation of the FDCPA
• E) none of the other choices

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Definitions:

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