In Chuway V

question 170

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector:

• A) violated the FDCPA by sending the plaintiff multiple letters after she requested they stop
• B) violated the FDCPA by not clearly establishing the amount of the debt
• C) did not violate the FDCPA because the language of the letter was clear
• D) clearly used safe harbor language and so did not violate the FDCPA
• E) used reasonable language for the situation and so did not violate the FDCPA

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Definitions:

Hypothalamus

A region of the brain responsible for the regulation of certain metabolic processes and other activities of the autonomic nervous system, including temperature control, hunger, thirst, and emotional activity.

Brain Stem

The central trunk of the mammalian brain, connecting the brain to the spinal cord and regulating vital functions such as heart rate and breathing.

Adiposity Rebound Period

The time during childhood in which body fat increases after reaching its lowest point, often considered an indicator for later fatness in life.

Prenatal

Pertaining to the period or development before birth; occurring or existing before a child is born.