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Regulations Under the Fair and Accurate Credit Transactions Act (FACT

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Regulations under the Fair and Accurate Credit Transactions Act (FACT Act) prohibits businesses from keeping consumer information on file more than 90 days in an effort to protect privacy.


Definitions:

Smog

A type of air pollution characterized by a fog-like appearance, resulting from the reaction of sunlight with pollutants such as vehicle emissions and industrial discharges.

Local Climate

The average weather conditions in a specific area over a long period, influenced by its geography, altitude, and proximity to bodies of water.

Ozone Hole

A region of significantly depleted ozone in the Earth's stratosphere, primarily over the Antarctic, due to the release of chemical pollutants.

Thermal Inversion

A meteorological condition in which a layer of warm air traps pollution and colder air beneath it, possibly leading to smog and health issues.

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