_______________ Provide Loans Directly to Consumers and Businesses or Aid

question 25

Multiple Choice

_______________ provide loans directly to consumers and businesses or aid individuals in obtaining financing of durable goods and homes, whereas ______________ originate mortgage loans on homes and other real property by bringing together borrowers and institutional investors.

• A)thrift institutions, savings and loans
• B)thrift institutions, mortgage banking firms
• C)property brokers, savings and loans
• D)property brokers, mortgage banking firms
• E)none of the above

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Definitions:

Projective Test

A type of personality test in which the respondent interprets ambiguous stimuli, intending to uncover unconscious desires, fears, and struggles.

Objective Test

A test designed to measure an individual's knowledge or proficiency in a particular area without subjective interpretation by the test scorer.

IAT

The Implicit Association Test, a psychological assessment designed to reveal the strength of an individual's automatic association between mental representations of objects or concepts.

TAT

Thematic Apperception Test, a projective psychological test that involves telling stories about ambiguous scenes to uncover underlying motives, feelings, and life experiences.