If a Borrowing Firm Does Not Qualify for an Unsecured

question 35

True/False

If a borrowing firm does not qualify for an unsecured bank loan and pledges its accounts receivable as security, it eliminates the need for a credit investigation.

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Definitions:

Fixed-Ratio

In operant conditioning, a schedule of reinforcement where a response is reinforced only after a specified number of responses.

Fixed-Interval

A reinforcement plan where the initial response is only recognized and rewarded after a predetermined period has passed.

Behavioral Activation

A therapeutic approach focusing on engaging individuals in activities that promote positive emotional experiences as a means to combat depression.

Operant Conditioning

A method of learning that occurs through rewards and punishments for behavior, encouraging the subject to associate behaviors with their consequences.