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You can allow users to insert new rows or columns into a sheet even if the sheet is protected.
Moral Hazard
A situation where one party is more likely to take risks because the negative consequences of the risk will be borne by another party.
Unobservable Actions
Actions taken by parties in a contract or agreement that cannot be directly observed or monitored by others.
Adverse Selection
A situation in which sellers have information that buyers do not, or vice versa, leading to an inefficient market outcome.
Adverse Selection
A situation in economics where one party in a transaction has more or better information compared to the other party, potentially leading to an inequitable outcome.
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