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One of the most successful techniques for overcoming phobias is
Present Value
The current worth of a future sum of money or stream of cash flows, given a specified rate of return. Present value accounts for the time value of money.
Interest Rate
The financial obligation a borrower incurs to a lender, calculated as a percentage of the principal, for the right to use certain assets.
Deposits Increase
A rise in the amount of money held in bank accounts, often indicative of an economy's health or individual savings growth.
Compounded Annually
The process of calculating interest on both the initial principal and the accumulated interest from previous periods on a yearly basis.
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