Experience Rating Does Not Generally Cause People to Make Choices

question 26

Multiple Choice

Experience rating does not generally cause people to make choices that reduce their use of the health care system because:

• A) the use of partial-cost payments offsets any incentives people have to decrease their use of the health care system.
• B) government programs such as Medicaid and Medicare offset any incentives people have to decrease their use of the health care system.
• C) most of the individual variation in the use of health care comes from factors beyond individual control.
• D) most of the individual variation in the use of health care arises because of the way insurance companies structure payments to providers.

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Definitions:

Belarus

A landlocked country located in Eastern Europe, known for its rich history, cultural heritage, and being one of the republics that constituted the former Soviet Union.

Minsk

The capital city of Belarus, known for its historical architecture and vibrant cultural scene.

Terminal Punctuation

Punctuation marks such as periods, question marks, or exclamation points that indicate the end of a sentence.

Terminal Punctuation

The punctuation marks used at the end of a sentence, such as a period, question mark, or exclamation point, to indicate a full stop.