-Based on the figure above, in which quarter or quarters did a trough occur?
Definitions:
Forged Check
A check that has been illegally modified or created to defraud, including altering the amount, making or endorsing without authorization.
Electronic Funds Transfer System
A system that allows the transfer of money between accounts via electronic signals or computer networks, without the need for physical exchange of money.
Wire Transfers
Electronic methods of moving funds from one bank account to another, either within the same institution or across different institutions.
Point-of-sale Terminals
Electronic devices used in retail locations to process card payments, managing sales and customer transactions directly at the time and place of purchase.
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