The Credit Crisis Is Mostly Attributed to the Use Of

question 55

Multiple Choice

The credit crisis is mostly attributed to the use of:

• A) strict criteria applied by mortgage originators.
• B) liberal criteria applied by mortgage originators.
• C) very tough credit ratings applied to mortgages.
• D) fixed-rate mortgages with long terms to maturity.

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Definitions:

Psychological

Pertaining to the mind or mental processes, often relating to mental health and behavior.

Brief Psychotic

Describes a sudden, temporary episode of psychotic behavior, such as hallucinations or delusions, lasting less than a month.

Delusions

False beliefs held with conviction despite evidence to the contrary.

Disorganized Speech

A way of speaking that is incoherent and lacks the normal structure, making it hard for others to understand, often associated with severe mental disorders.