_________ Problem Occurs When a Person or Institution Does Not

question 25

Multiple Choice

_________ problem occurs when a person or institution does not have to bear the full consequences of its behavior and therefore assumes more risk than it otherwise would.

• A) asymmetric information
• B) moral hazard
• C) risk adjustment
• D) specific hazard

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Definitions:

Illnesses

Medical conditions or diseases that impact a person's health, potentially causing symptoms or discomfort.

Inadequate Recognition

A situation where individuals or their contributions are not duly acknowledged or appreciated, which can lead to dissatisfaction and demotivation.

Major Stressor

A significant event or situation that causes a substantial amount of stress, potentially leading to health problems or emotional distress.

Cumulative Trauma Disorders

A category of occupational injuries resulting from prolonged repetitive work, which affects muscles, tendons, and nerves.