What does this figure communicate? 
Definitions:
Wrongfully Dishonored
Pertains to the improper refusal by a bank to pay a legitimate draft or check presented for payment.
UCC
The Uniform Commercial Code consists of a wide-ranging group of laws that control every aspect of commercial transactions in the United States.
Cut-off Hour
A specific time by which transactions or actions must be completed to be processed on the same day, commonly used in banking.
Secondarily Liable
A legal obligation that falls onto a party only after the primary liable party fails to fulfill their liability.
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