The Practice of Adapting Insurance Prices to Interest Rates by Lowering

question 36

Multiple Choice

The practice of adapting insurance prices to interest rates by lowering premiums when interest rates rise and raising premiums when interest rates decline is called

• A)cyclical rate adjusting.
• B)collateralizing premiums.
• C)cash flow underwriting.
• D)reinsurance.

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Definitions:

Multi-racial Group

A group comprising individuals from multiple racial backgrounds, promoting diversity and inclusion.

Bilingual Children

Children who have the ability to understand and use two languages.

Self-Determination

The process by which individuals control their own life, making choices and decisions based on their own preferences and interests, without undue external influence.

Familism

A societal value that emphasizes the importance of family connections, loyalty, and collective well-being over individual interests.