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As compared to an 8:1 grid,a grid with a 12:1 ratio will:
Loan
A sum of money that is borrowed and is expected to be paid back with interest.
Asset's Market Value
The current price at which an asset can be bought or sold in a marketplace, reflecting the value assigned to it by the market participants.
Cash Received
The amount of money received by a business or individual in a given period.
Historical Cost
The original monetary value of an asset or investment at the time of its purchase or acquisition.
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