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Why is the wet adiabatic lapse less than the dry adiabatic lapse rate?
Default Risk
The risk that a borrower will not repay a loan according to the agreed terms, leading to potential losses for the lender.
Glass-Steagall Act
An act of Congress in 1933 that separated investment banking from retail banking to reduce financial speculative bubbles and prevent bank failures.
Commercial Banking
Banking services provided to businesses and individuals, including deposit taking, lending, and various other financial transactions.
Investment Banking
A sector of the banking industry that deals with the creation of capital for other companies, governments, and other entities.
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