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Describe the factors responsible for the transport of heat and moisture from equatorial to polar regions.
Present Value
The existing value of a future sum or cash flow sequence, assessed with a certain rate of return.
Compounded Annually
An interest calculation method where interest is added to the principal sum at the end of each year, affecting future interest calculations.
Present Value
The current value of a future sum of money or stream of cash flows given a specified rate of return.
Interest Rates
The percentage of a loan amount charged by a lender to a borrower for the use of assets, varying with market conditions and credit risk.
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