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____ software applications include ERP,SCM,and CRM applications and typically cost millions of dollars.
Payroll Deduction
A system where an employer withholds part of an employee's wage or salary for various purposes, such as taxes, benefits, or retirement savings.
Automatic Withdrawals
Electronic funds transfers or payments automatically deducted from a bank account, typically used for recurring expenses.
Endowment Effect
The phenomenon where individuals value an owned object higher than they would if they did not own it.
Raffle Prize
A reward given to a randomly selected participant in a raffle, where people enter by purchasing tickets for a chance to win.
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