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Vault Cash
Physical currency that banks and other depository institutions hold in their vaults, used to meet customer withdrawals and other immediate needs.
Federal Reserve
The central banking system of the United States, responsible for monetary policy, regulation of financial institutions, and maintaining financial system stability.
Monetary Policy
The process by which the central bank of a country controls the supply of money, aiming at managing economic growth, inflation, and unemployment.
Interest Rates
The cost of borrowing money or the return for investing money, typically expressed as a percentage of the principal amount annually.
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