BrightCave Is a Local Retail Store That Regularly Extends Credit

question 37

Multiple Choice

BrightCave is a local retail store that regularly extends credit to its customers.William,an African American,is denied credit by the store.He believes that the store has discriminated against him based on his race.In this scenario,BrightCave violates the ______.

• A) Federal Trade Commission Act
• B) Fair Credit Reporting Act
• C) Equal Credit Opportunity Act
• D) Fair Debt Collection Practices Act
• E) Truth-in-Lending Act

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Definitions:

Karl Marx

A 19th-century philosopher, economist, and political theorist known for his criticism of capitalism and theory of historical materialism.

Émile Durkheim

A French sociologist known for his foundational contributions to the field of sociology, including his studies on social solidarity, religion, and the division of labor.

Herbert Spencer

A British philosopher, biologist, anthropologist, and sociologist known for his contributions to Social Darwinism and the concept of survival of the fittest.

Verstehen

A German term used in sociology that refers to the understanding or interpretation of the subjective meaning that individuals attach to their actions and interactions.