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The largest category of juvenile cases is
Financing Charge
An additional fee charged by a lender to a borrower for the use of borrowed funds, often expressed as an annual percentage rate.
Compensating Balance
A minimum account balance that a company agrees to maintain in a bank account to offset the cost of banking services provided.
Effective Rate
The actual interest rate earned or paid on an investment, loan, or other financial product, taking into account the compounding effect.
Implied Annual Cost
An estimation of the cost associated with an investment or loan, calculated on a yearly basis, including interest, fees, and other charges.
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