Examlex
Hot spots are caused by ____________.
National Banks
National banks are financial institutions chartered by the federal government of a country, authorized to provide a variety of banking services, including accepting deposits, making loans, and issuing currency.
Interest-rate Ceilings
Regulatory limits placed on the maximum interest rates that can be charged on loans, intended to protect borrowers.
Bank Profits
The earnings generated by banks, derived from the difference between the interest paid on deposits and the interest received from loans.
FDIC
The Federal Deposit Insurance Corporation, a U.S. government agency that insures deposits at commercial banks and savings institutions.
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