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Why are there few or no deserts within 5 degrees latitude of the equator,even though this latitude averages the highest amount of sunlight of any latitiude on Earth?
Credit Card Holder
An individual or entity that owns and utilizes a credit card for financial transactions.
Limited Liability
A legal status limiting an individual's loss in a business venture to the amount invested, protecting personal assets from the debts and liabilities of the business.
Home Equity Loan
A type of loan where borrowers use the equity of their home as collateral, typically used for major expenses such as home repairs, medical bills, or college education.
Truth-In-Lending Act
A U.S. federal law designed to protect consumers in their dealings with lenders and creditors by requiring clear disclosure of loan terms and costs.
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