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Sandra could successfully sue Prem for the tort of
Punitive Damages
Punitive Damages are monetary compensations awarded in civil cases to punish the defendant for willful, fraudulent, or grossly negligent acts, and to deter similar conduct.
Subrogation
Subrogation is a legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured, aiming to recover the amount of the claim paid to the insured.
Liability Provision
A term or clause within a contract or agreement that specifies the conditions under which one party is legally responsible to another, often including compensation for damages or losses.
Negligence
The failure to exercise appropriate and or ethical ruled care expected to be exercised amongst specified circumstances, leading to harm or damage.
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