Many IRA Funds Argue That Investors Should Invest at the Beginning

question 18

Multiple Choice

Many IRA funds argue that investors should invest at the beginning of the year rather than at the end. What is the difference to an investor who invests $2,000 per year at 11 percent over a 30 year period?

• A) $43,785
• B) $36,189
• C) $54,244
• D) There is no difference

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Definitions:

Anxiety

A feeling of worry, nervousness, or unease about something with an uncertain outcome, often reflecting a reaction to stress.

Systematic Desensitization

A therapeutic technique used to reduce phobias or anxiety by gradually exposing a person to the feared object or situation in a controlled manner.

Counterconditioning

A behavior therapy technique where a maladaptive response to a stimulus is replaced with a more desirable one.

Paradoxical Intentions

A therapeutic technique where clients are advised to intentionally engage in or exaggerate the behaviors or thoughts they wish to eliminate, leading to awareness and change.