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What Are the "Five Cs of Credit" and How Are

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What are the "five Cs of credit" and how are they used?


Definitions:

Dysfunctional Apples

A term that may refer to individuals within a group who negatively affect the group's function, but does not have a widely recognized definition in academia.

Citizen Complaints

Grievances or objections raised by individuals against actions or conduct perceived as unjust, often directed towards public authorities or institutions.

Citizen Disrespect

Acts or behavior demonstrating a lack of respect or consideration towards members of the community or society.

Kleinig

John Kleinig is a philosopher and ethicist known for his work in the field of professional ethics, focusing on police ethics.

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