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(I) Discounting procedures apply to decisions to invest in physical capital but are not relevant to human capital investment decisions. (II) Nonmonetary considerations are usually more important in human capital investment decisions than in nonhuman capital investment decisions.
Millennials
A generation of people born between 1981 and 1996, known for being digital natives and value-driven consumers.
Generation Z
The demographic cohort following Millennials, typically defined as individuals born from the mid-1990s to the early 2010s, characterized by its comfort with digital technologies and social media.
Exchange Rate
The value of one currency for the purpose of conversion to another.
Country's Currency
The legal tender issued by a country's government, used as a medium of exchange within its economy.
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