On an Automated Teller Machine (ATM)belonging to USA Bank, Sven

question 52

Essay

On an automated teller machine (ATM)belonging to USA Bank, Sven placed a card-skimming device to pull information from the magnetic strips of users' debit cards. The device then transmitted the stolen data to thieves who used it to gain access to, and empty, the bank accounts of the users, including Megan. Megan learned of the theft the next day and promptly notified USA. Is Megan entitled to a recredit of her account for the most of the loss due to the theft? Explain.

---

Definitions:

Agricultural Runoff

Water that leaves farm fields as a result of irrigation, containing pesticides, soil particles, and nutrients, potentially polluting nearby water bodies.

Urban Runoff

Water from rain or melting snow that flows over city streets and other urban surfaces, accumulating pollutants and carrying them into the sewer systems or natural waterways.

Private Tort Actions

Civil lawsuits initiated by individuals or entities seeking compensation or remedies for wrongful acts that inflicted harm.

Environmental Damage

Refers to the detrimental changes or destruction of the natural environment, often caused by human activities.