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A security agreement does not need to contain a description of the collateral.
Self-Serving Bias
A cognitive bias that causes individuals to attribute their successes to internal or personal factors while attributing failures to external or situational factors.
Aversive Prejudice
Subtle, often unconscious prejudice that manifests in avoidance of certain groups or individuals, without overt hostility or hatred.
Stereotypes
Oversimplified generalized ideas about a group of people that often do not reflect reality and can result in unfair assumptions.
Assumptions
Things that are accepted as true or as certain to happen, without proof.
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