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Organisms that break down bodies of dead plants and animals into nutrients that are released into the soil or water are called
Savings And Loan Associations
Specialized financial bodies that deal with accepting deposits for saving purposes and issuing various loans, especially for mortgages.
Lend Money
The act of giving money to another party with the expectation that it will be paid back, often with interest, at a later date.
Bank Charters
Legal documents issued by a governmental or regulatory body granting the right to operate as a bank and outlining the specific conditions under which the bank must operate.
Savers
Individuals or entities that set aside a portion of their disposable income, rather than using it for consumption expenditures.
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