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Debate among the presidential candidates in 1912 focused on
Short-rate Refund
A method of calculating the refund amount a policyholder receives if they cancel their insurance policy before it expires, which may include a penalty.
Premium Rate
The rate charged for an insurance policy, reflecting the cost of coverage.
Annual Premium
The annual premium is the total amount paid for an insurance policy in a year, covering the policyholder for a specified term.
Coinsurance Clause
An insurance policy clause specifying that, if a property is not insured up to a certain percentage of its value, the owner is the bearer of part of the insurance and will not be covered for the full amount of damages.
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