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Wilbur Zelinsky's map of classical town names suggests
Principal and Interest
The original amount of a loan (principal) combined with the cost of borrowing that money (interest).
Financial Covenants
Agreements between a borrower and lender setting specific financial ratios or milestones the borrower must maintain.
Minimum Financial Tests
Financial benchmarks or ratios a company must achieve or maintain to comply with certain agreements, often related to debt covenants.
Borrower Must
Obligations or conditions a borrower needs to fulfill as per the terms of the loan agreement.
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