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Mortgages
Loans specifically used for purchasing real estate, where the property itself serves as collateral to secure the loan.
Liabilities and Net Worth
The total of all debts and obligations owed by an entity minus its total assets, portraying the entity's financial health and capital.
Efficient Market Hypothesis
The theory that all available information is already reflected in asset prices, thereby making it impossible to consistently achieve higher returns.
Passive Portfolio Management
An investment strategy that seeks to replicate the performance of a market index, minimizing buying and selling actions.
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