An Example of Moral Hazard Is

question 10

Multiple Choice

An example of moral hazard is

• A)people drive less carefully in icy conditions with antilock brakes as without
• B)people drive as safely with more airbags as without
• C)football players avoid 'spearing' with their heads even with safer helmets
• D)people read the medicine warnings as carefully when self-medicating versus with a doctor's prescription

Understand the impact of deforestation and species monoculture on biodiversity.

Comprehend the climatic influences of ocean currents on temperate rainforests.

Recognize the importance of biodiversity in mountain biomes.

Describe the adaptations of epiphytes and their ecological roles.

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Definitions:

Nanoplankton

Extremely minute (<10 μm in length) algae that are major producers in the ocean because of their great abundance; part of phytoplankton.

Dinoflagellates

A group of single-celled organisms found in marine and freshwater environments, known for their role in red tides and bioluminescence.

Symbiotic

A close and often long-term interaction between two different biological species, which may be beneficial, harmful, or neutral to the parties involved.

Zooxanthellae

Endosymbiotic, photosynthetic dinoflagellates found in certain marine invertebrates; their mutualistic relationship with corals enhances the corals’ reef-building ability.