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Explain how Cognizant's "10/10/10" program is designed,its cultural impact and the role IS plays in supporting it.
Market Rate
The prevailing interest rate available in the marketplace for loans or deposits of a specific maturity.
Contractual Interest Rate
The interest rate specified in a loan agreement or bond indenture.
Issued Discount
A reduction from the nominal or face value of a security at the time it is issued.
Amortization
Amortization is the process of spreading out a loan into a series of fixed payments over time, or gradually writting off the initial cost of an intangible asset.
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