Examlex
A nurse is working with a group of older adult clients at a community health center.Several clients report growing concerns about their dental health.They state they need to have dental work done despite continuing the same hygiene habits they have employed for years.They inquire about the underlying cause for these changes.Based on this data,which response by the nurse is the most appropriate?
Subrogation
The legal process by which one party steps into the shoes of another party, to pursue their rights against a third party, usually in insurance claims.
Indemnity
A contractual obligation of one party to compensate the loss incurred by another party due to the acts of the indemnitor or any other party.
Incontestability Clause
A clause in insurance policies that makes the policy non-contestable after it has been in force for a certain period, except under certain conditions.
Insurance Policy
A contract between an insurer and a policyholder that defines the claims which the insurer is legally required to pay.
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