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A community of practice always meets regularly and in person.
Chapter 7
A chapter of the U.S. Bankruptcy Code that involves the liquidation of a debtor's assets to pay off creditors.
Three-Year Period
A specific duration of time lasting exactly three years.
Nonprofit Credit Counselor
An advisor typically affiliated with a nonprofit organization who provides guidance on managing debt, budgeting, and improving personal financial health.
Chapter 13
A form of bankruptcy that allows individuals earning a regular income to develop a plan to repay all or part of their debts over time, usually three to five years.
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