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A loud noise is repeatedly presented to a rat,and after 20 trials the rat's startle reaction has completely disappeared (habituated) .If a slightly different noise is now presented,it is most likely that
Effective Rate
The total calculated interest on a loan or investment annually, including compounding, differing from the nominal interest rate.
Effective Annualized Rate
The interest rate that is annualized using compounding over a given period, providing a true reflection of the financial cost.
Simple Interest
Interest calculated on the principal portion of a loan or deposit, without compounding over time.
GICs
Guaranteed Investment Certificates, a type of Canadian investment that offers a guaranteed rate of return over a fixed period of time.
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