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Discuss how the group definition of who you are (i.e. ,your race,religion,gender,academic major,etc. )may promote an ingroup bias.
Annual Rate
The interest rate for a period of one year, often used to compare the annual interest between different investments or loans.
Equal Annual Amounts
A term generally used in loan repayments or amortization schedules where payments are made in consistent amounts over the term of the loan.
Compounded Annually
A method of calculating interest where the calculated interest is added to the principal at the end of each year, subsequently affecting the calculation for the following year.
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return.
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